The VA Form 4659, also known as the "Application for Vesting Certificate and Loan Guaranty," is a crucial document for eligible veterans, active-duty personnel, and surviving spouses seeking to obtain a VA-guaranteed home loan. Properly filling out this form is essential to ensure that your application is processed smoothly and efficiently. In this article, we will explore five ways to fill out VA Form 4659, highlighting key sections, requirements, and tips to guide you through the process.
Understanding the VA Form 4659
Before diving into the details, it's essential to understand the purpose and structure of VA Form 4659. This form is used to apply for a Vesting Certificate, which is required for VA-guaranteed home loans. The form consists of multiple sections, each requiring specific information about the applicant, the property, and the loan.
Section 1: Applicant Information
The first section of VA Form 4659 requires you to provide personal and contact information, including your name, social security number, and address. It's crucial to ensure that this information is accurate and up-to-date, as any discrepancies may delay the processing of your application.
- Use your full legal name as it appears on your identification documents.
- Double-check your social security number to avoid errors.
- Provide a valid address and phone number for communication purposes.
Section 2: Property Information
In this section, you'll need to provide detailed information about the property you're purchasing or refinancing. This includes the property address, type, and value.
- Ensure that the property address is accurate and matches the address on the property deed.
- Select the correct property type (e.g., single-family home, condominium, etc.).
- Provide the estimated value of the property, which may require an appraisal.
Section 3: Loan Information
The third section of VA Form 4659 requires you to provide information about the loan you're applying for, including the loan amount, interest rate, and term.
- Ensure that the loan amount is accurate and matches the amount specified in your loan application.
- Provide the correct interest rate and term, as specified in your loan agreement.
- If applicable, indicate whether you're applying for a VA-guaranteed loan or a non-VA-guaranteed loan.
Section 4: Certifications and Acknowledgments
In this section, you'll need to certify that the information provided is accurate and true. You'll also need to acknowledge that you've read and understood the terms and conditions of the loan.
- Carefully review the certifications and acknowledgments before signing.
- Ensure that you understand the terms and conditions of the loan before acknowledging.
Section 5: Supporting Documents
The final section of VA Form 4659 requires you to provide supporting documents, such as your DD Form 214 (discharge paperwork) and a copy of your identification.
- Ensure that you have all required supporting documents before submitting your application.
- Make copies of your documents, as you'll need to submit them with your application.
Tips for Filling Out VA Form 4659
To ensure that your application is processed smoothly, follow these tips when filling out VA Form 4659:
- Read the instructions carefully before starting the application.
- Use a black ink pen to fill out the form, as pencil marks may not be accepted.
- Avoid errors by double-checking your information before submitting.
- Keep a copy of your application and supporting documents for your records.
By following these five ways to fill out VA Form 4659, you'll be well on your way to a successful application. Remember to take your time, ensure accuracy, and provide all required supporting documents.
What is VA Form 4659?
+VA Form 4659, also known as the "Application for Vesting Certificate and Loan Guaranty," is a crucial document for eligible veterans, active-duty personnel, and surviving spouses seeking to obtain a VA-guaranteed home loan.
How do I obtain a VA Form 4659?
+You can obtain a VA Form 4659 by visiting the U.S. Department of Veterans Affairs website or by contacting a VA-approved lender.
What documents do I need to submit with my VA Form 4659?
+You'll need to submit supporting documents, such as your DD Form 214 (discharge paperwork) and a copy of your identification.
We hope this article has provided valuable insights and guidance on filling out VA Form 4659. If you have any questions or need further assistance, please don't hesitate to comment below or reach out to a VA-approved lender.