Setting up a BMO Harris direct deposit form is a straightforward process that can be completed in a few simple steps. By doing so, you can ensure that your paycheck, Social Security benefits, or other regular payments are deposited directly into your bank account, saving you time and hassle. In this article, we'll explore three ways to set up a BMO Harris direct deposit form.
Why Set Up Direct Deposit?
Before we dive into the steps to set up a BMO Harris direct deposit form, let's quickly discuss the benefits of direct deposit. Direct deposit is a convenient and secure way to receive your payments, eliminating the need to physically visit a bank or wait for a check to clear. With direct deposit, you can:
- Receive your payments faster, often on the same day they're issued
- Avoid lost or stolen checks
- Reduce the risk of identity theft
- Have more control over your finances, with the ability to track your deposits online or through mobile banking
Method 1: Setting Up Direct Deposit Through Your Employer
If you're receiving a paycheck from an employer, you can typically set up direct deposit through their payroll department. Here's how:
- Obtain a direct deposit form from your employer or download one from their website.
- Fill out the form with your name, address, and bank account information (including your BMO Harris account number and routing number).
- Attach a voided check or a deposit slip to the form to verify your account information.
- Submit the completed form to your employer's payroll department.
- Wait for confirmation from your employer that direct deposit has been set up.
Required Information for Direct Deposit
When setting up direct deposit, you'll typically need to provide the following information:
- Your name and address
- Your bank account number and routing number
- A voided check or deposit slip to verify your account information
Method 2: Setting Up Direct Deposit Through the US Treasury Department
If you're receiving Social Security benefits, disability benefits, or other federal payments, you can set up direct deposit through the US Treasury Department's website. Here's how:
- Visit the Treasury Department's website at .
- Click on "Get Started" and follow the prompts to create an account.
- Enter your Social Security number, date of birth, and other required information.
- Provide your bank account information, including your BMO Harris account number and routing number.
- Verify your account information and submit the form.
Federal Payments Eligible for Direct Deposit
The following federal payments are eligible for direct deposit:
- Social Security benefits
- Disability benefits
- Supplemental Security Income (SSI) benefits
- Veterans' benefits
- Railroad Retirement benefits
- Federal employee retirement benefits
Method 3: Setting Up Direct Deposit Through BMO Harris Online Banking
If you're already a BMO Harris customer, you can set up direct deposit through their online banking platform. Here's how:
- Log in to your BMO Harris online banking account.
- Click on "Account Services" and select "Direct Deposit."
- Follow the prompts to enter your employer's name, address, and other required information.
- Provide your bank account information, including your BMO Harris account number and routing number.
- Verify your account information and submit the form.
BMO Harris Online Banking Features
BMO Harris online banking offers a range of features to help you manage your finances, including:
- Bill pay
- Fund transfers
- Account alerts
- Budgeting tools
- Mobile banking
What is the routing number for BMO Harris?
+The routing number for BMO Harris is 071000039.
How long does it take to set up direct deposit?
+Setting up direct deposit typically takes 1-2 weeks, depending on the method you choose.
Can I set up direct deposit for multiple accounts?
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By following these steps, you can easily set up a BMO Harris direct deposit form and start receiving your payments more efficiently. Remember to verify your account information and wait for confirmation from your employer or the Treasury Department to ensure that direct deposit has been set up successfully.