5 Tips For Filling Out Va Form 26-6381

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Filling out VA Form 26-6381, also known as the "Certification of Intent to Occupy," is a crucial step in the process of obtaining a VA-guaranteed home loan. This form is used to certify that the borrower intends to occupy the property as their primary residence, which is a requirement for most VA home loans. In this article, we will provide you with 5 tips for filling out VA Form 26-6381, ensuring that you complete the process correctly and efficiently.

Understanding the Importance of VA Form 26-6381

VA Form 26-6381 is a critical document that requires the borrower to certify their intent to occupy the property as their primary residence. This form is usually submitted along with the loan application and is reviewed by the lender and the Department of Veterans Affairs (VA). The VA uses this form to ensure that the borrower meets the occupancy requirements for a VA-guaranteed home loan.

Tips for Filling Out VA Form 26-6381

1. Review the Form Carefully

Before filling out VA Form 26-6381, review the form carefully to understand what information is required. The form consists of several sections, including borrower information, property information, and certification. Make sure you understand what is being asked in each section to avoid any mistakes.

2. Provide Accurate Information

When filling out VA Form 26-6381, it is essential to provide accurate information. Make sure to double-check the information you provide, including your name, address, and social security number. Inaccurate information can lead to delays or even rejection of your loan application.

Section 1: Borrower Information

• Provide your full name, as it appears on your government-issued ID.
• Enter your social security number or Individual Taxpayer Identification Number (ITIN).
• Provide your date of birth.

Section 2: Property Information

• Enter the property address, including the city, state, and ZIP code.
• Provide the type of property (single-family residence, condominium, etc.).
• Enter the number of bedrooms and bathrooms.

3. Understand the Certification Requirements

The certification section of VA Form 26-6381 requires you to certify that you intend to occupy the property as your primary residence. This means that you must intend to live in the property as your main home, rather than renting it out or using it as a vacation home.

Section 3: Certification

• Read the certification statement carefully.
• Check the box to indicate that you intend to occupy the property as your primary residence.
• Sign and date the form.

4. Sign and Date the Form

Once you have completed VA Form 26-6381, sign and date the form. Make sure to sign the form in the presence of a notary public, if required by your lender.

Section 4: Signature

• Sign your name as it appears on your government-issued ID.
• Date the form.

5. Submit the Form with Your Loan Application

Finally, submit VA Form 26-6381 with your loan application. Make sure to keep a copy of the form for your records.

Common Mistakes to Avoid

When filling out VA Form 26-6381, there are several common mistakes to avoid. These include:

• Providing inaccurate information.
• Failing to sign and date the form.
• Not submitting the form with your loan application.

By following these tips, you can ensure that you complete VA Form 26-6381 correctly and efficiently. Remember to review the form carefully, provide accurate information, understand the certification requirements, sign and date the form, and submit it with your loan application.

If you have any questions or concerns about filling out VA Form 26-6381, don't hesitate to reach out to your lender or a qualified real estate professional.